COVID-related journey insurance coverage not assured for journeys overseas: specialist – Winnipeg

A journey insurance coverage specialist is warning travellers to take additional precautions in the event that they’re planning a visit overseas, because the Omicron COVID-19 variant continues to surge all over the world.

Canada’s new international journey advisory is inflicting “unimaginable points” and “nightmare” eventualities for travellers, pushing some insurers to convey again a top-up pandemic plan rider for travellers who wish to be lined for COVID-related bills, Journey Safe president Martin Firestone advised 680 CJOB on Thursday.

Firestone says his firm’s been swamped with calls from involved purchasers questioning whether or not their contracts nonetheless maintain.

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Anybody already on their journey needs to be lined in the event that they obtained insurance coverage, he mentioned, however these but to journey in a foreign country ought to verify with their insurer to ensure their insurance policies aren’t voided.

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“Some insurers, I’ll warn you proper now, have urged that when you’re buying a coverage after the advisory’s been put in place, which is Dec. 15, that you’ll not be lined for COVID and you must both buy a rider, a pandemic plan rider, or nothing is offered interval,” Firestone mentioned.

“You need to watch out right here as a result of the very last thing you wish to do is go away, get COVID after which name your authorities and say, ‘Please assist me. I need assistance.’ After which you realize what they’re going to let you know, as a result of they advised you to not go.”

“Be very cautious.”

Learn extra:

Canadians advised to not journey amid Omicron COVID-19 unfold. However will they cancel plans?

Individuals leaving the nation also needs to look ahead to cancellation insurance policies, Firestone mentioned.

“For those who’re cancelling journeys, or planning journeys and placing down deposits, look to the top person for assist to get a refund – not a credit score – when you can’t go as a result of you’ll be able to’t get to that nation. So (ask) the airways, ‘Can I cancel inside 48 hours to get my a refund, not a credit score?’ To the AirBnB, to the tour firm, to the resort, ‘Will you give me again a refund if the truth is I can’t make it there?’”

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